401(k) Resources
Resources to help you see, understand, and build your 401(k).
A first step in growing your 401(k) is better understanding it. The following resources are all complimentary and help you visualize and make better investing decisions for your 401(k).
Savings Calculator
Investment Calculator
Fundamentals of 401(k) Investing
FINRA’s “Smart 401(k) Investing” online booklet giving you guidance on ways to save, manage and move your 401k, and the special benefits available to employees.
Retirement Saving and Compounding Interest
The IRS’s online guide to helping you understanding the importance of starting early when saving for retirement and the benefits of compounding interest.
401(k) for Dummies Cheat Sheet
Need to start at the beginning or just need some quick tips? This cheat sheet is a perfect way to catch up quick!
Guide to Understanding Roth Accounts
Have questions about Roths in 401ks and IRAs? What they are and how much you can contribute? Check out this online FAQ to help you better understand the potential of using Roths.
Retirement Plans for Small Businesses
Definitions, contribution limits, qualification rules, vesting requirements, distributions, prohibited transaction, and more. All in this online document from the IRS.
Resources for Human Resource Departments
Setting Up the Right Retirement Savings Plan
The “Small Business Retirement Savings Advisor” provides small businesses answers to question about retirement savings options. Developed by the Employee Benefits Security Administration and will help you determine which program will be best for you.
401(k) Plans for Small Businesses
Created by the Department of Labor (DOL), this highlights the advantages of 401(k)s, options, responsibilities, and the differences among the different types of 401(k) plans. Also includes numerous other detailed retirement plan resources from the DOL and the IRS.
The IRS Retirement Plan Products Guide
An IRS publication providing detailed information helping you choose, establish, and operate a retirement plan that is in compliance with tax laws.
Learning More about SDBAs
Interested in learning more about SDBAs? Would you like to have someone come in and talk to your organization about 401(k) investments including the SDBA option? Contact us and we are happy to start the conversation with you or your HR department on how we can take the next steps!
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Investment advisory services offered through Optivise Advisory Services, LLC a SEC registered investment advisor. Optivise, 401k Educate, and Southeast Investments, N.C., Inc. are independent of one another. Note that registration with the SEC does not denote a certain skill level or guarantee the success of an investment strategy..
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The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
